If you personally did not give permission to use your phone or the phones of your relatives, the financial company and collectors are breaking the law. If the collector threatens, he is also breaking the law.

Threats, round-the-clock calls to the debtor and family members, use of abusive words in messages, distribution of offensive photo collages, etc. are violations of a number of articles of the Constitution of Ukraine (Articles 3, 21, 22 and 32), the Civil Code of Ukraine (Articles 3, 291, 301, 302 and 308), and the Criminal Code of Ukraine (Article 182).

It is worth contacting the VRU Commissioner for Human Rights or the court. After all, they are the ones who control compliance with the legislation on the protection of personal data. If the collectors threaten, you must contact the law enforcement agencies.

1. If a person has a disability of the II group, he is entitled to a disability allowance. The size of these payments depends on the size of the subsistence minimum for a person with a disability.

2. When a person who has reached the age of 65 is not granted the right to a pension due to insufficient insurance experience, he may be assigned social assistance in the form of a guaranteed minimum income of citizens. The amount of such assistance also depends on the amount of subsistence minimum for a person who does not work.

To receive these payments, you need to apply to the social protection authorities at your place of residence.

Contact the "hotline" of the Ministry of Social Policy of Ukraine - 1539. You can also write a complaint https://www.msp.gov.ua/content/electronne_zvernennya.php.

The essence of the preemptive right is that the lessee has priority (preference over other buyers) to purchase the land he leases, but at the price determined by the seller. The lessee will also be able to transfer or sell his preferential right under the contract to another person.

You must contact the State Production and Consumer Service and send a written complaint to the store's email address. After receiving a response from the store or if you do not receive a response, you have the right to apply to the court with a claim for the protection of consumer rights. Also ask to recover material damages and all court costs.

You have the right to file a fraud report with the police (You have the right to return the product within 14 days from the moment of receipt of the product and get a refund. After this period, the return is possible only under warranty).

In part 4 of Art. 32 of the Law of Ukraine "On Land Leasing" provides that the transfer of ownership of a leased land plot to another person (including in the case of inheritance) is not a reason for changing the conditions or terminating the contract, unless otherwise provided for in the land lease contract.

In order to find out whether the land lease agreement remains valid, the tenant must carefully study the text of the agreement.

If the lease agreement does not contain a clause on its termination with the death of the lessor - the owner of the land, such an agreement continues to be valid. The heirs acquire the rights and obligations of the lessor under the land lease agreement by virtue of the very fact of their acceptance of the inheritance. That is, there is a replacement of the party in the obligation.

Therefore, the tenant has the right to use the land on the basis of the contract concluded with the testator, without concluding an additional agreement on the replacement of the lessor party.

Yes, the police can check your documents and ask you to show them, even if you haven't broken any law.

Real estate abroad is associated with the payment of taxes and fees to the budget of a foreign state, which amount to 5-10% of its value, depending on the country. If you pay the mandatory customs fees for the purchase of real estate abroad, you will not have any obligations to pay taxes in Ukraine, but you must report the presence of real estate and income from real estate rental in your tax return. As a general rule, foreign income is taxed at the rate of 18%. Instead, income in the form of dividends accrued to a resident by non-residents is subject to taxation at the rate of 9%. In addition, the law provides for the payment of a military levy. The military levy rate is 1.5 percent of the tax object.

1. It is necessary to apply to the police with a statement about the commission of a criminal offense.

2. The investigator will issue a decision on the appointment of a forensic medical examination and you can apply to the forensic medical examination office (you must have medical documentation with you).

3. In the case of entering information into the Unified Register of Pretrial Investigations (violation of a criminal case), the investigator (investigator) will remove medical documentation and, on the basis of medical documents, appoint a forensic medical examination (of course, this is possible if you turned to a medical institution for help).

4. As such, there is no term of appeal - it is limited to the statute of limitations (Article 49 of the Code of Civil Procedure). The best option is to undergo a forensic medical examination immediately and then attach the medical documentation, because if you have only visible injuries, they may disappear over time, and the doctors of the medical institution may not pay attention and may not include the presence of, for example, a bruise on the hand in the medical documentation.

According to Article 16 of the "Law on Consumer Credit", the consumer has the right to repay the loan in full or in part early at any time. The bank has no right to deny him this wish and charge an additional fee for it. If you don't have the entire amount, repay part of the loan early.