I have a loan in Ukraine, now I am abroad, every month I pay ...?

To provide an accurate and detailed answer, please send me the loan agreement.

However, in general, I can report the following.

Confidential information about a natural person includes:

• nationality;

• education;

• marital status;

• religious beliefs;

• health status;

• address, date and place of birth.

The Constitutional Court of Ukraine considered confidential information about a natural person, in addition to the above, also information about his property status and other personal data (decision of the Constitutional Court of Ukraine dated October 30, 1997 No. 5-zp).

Therefore, the information that an individual provides to the bank is confidential. Confidential information may be disseminated at the request (consent) of the relevant person in the manner determined by it in accordance with the conditions stipulated by it, as well as in other cases determined by law (part 2 of Article 21 of the Law of Ukraine "On Information").

In connection with the above, you can appeal such actions of the bank to the court.

Collectors do not have the right to forcefully collect debts, but they have the right to apply to the court for the purpose of collecting the debt assigned to them and, in the case of a positive court decision, to apply to the executive service for debt collection.

Provided all the necessary documents are provided, the debtor has the opportunity to independently apply to the court regarding the terms of the contract. In particular, he may require a detailed statement and justification of the debt. Since collectors usually do not have adequate evidence, it will be difficult for them to prove their case. In addition, you can build your legal position on the fact that this contract is inextricably linked to the persons who concluded it, and, accordingly, the transfer of debts according to this contract was impossible.