Preferential home loan 'eOselya': who can use it and for what ...?

A participant of the "EOsel" program has:

• be no younger than 18 years old and no older than 70 years old on the date of repayment of the mortgage;

• belong to one of the preferential categories (the full list can be viewed here: https://zakon.rada.gov.ua/laws/show/856-2022-%D0%BF#Text) and be able to confirm with documents that you belong to it . These include, in particular, immigrants, military personnel, and teachers and doctors working in the public sector.

• not to own a home; or have a home of less than 52.5 m² + 21 m² for each additional family member; or own housing located in the area of hostilities or in the temporarily occupied territory;

• not to participate in other valid state housing programs.

You can check whether participation in the program is available to you at the bank itself (PrivatBank, Oschadbank, Ukrgasbank, Globusbank, Sky Bank) or in advance through "Diya" - by leaving the appropriate application there (https://diia.gov.ua/services/ yeoselya). Currently, you can submit it only on the "Actions" website, there is no such option in the mobile application.