A bank card account has been opened for an incapacitated person. Can she ...?

No restrictions regarding the opening of bank accounts for an incapacitated person are established by law.

I draw your attention to the fact that according to Article 242 of the Civil Code of Ukraine, the guardian is the legal representative of a natural person recognized as incapable.

According to Article 41 of the Civil Code of Ukraine, transactions on behalf of an incapacitated natural person and in his interests are performed by his guardian.

Taking into account the above, as well as part 3 of Article 41 of the Civil Code of Ukraine and sub-clause 3.6 of clause 3 of the Guardianship and Custody Rules, transactions, in particular regarding the opening of a bank account in the name of an incapacitated person, are performed on her behalf by her guardian.