To whom does the eOselya program apply?

A preferential mortgage under the eOselya program can be used by:

• military personnel under contract - defenders of Ukraine, security forces and members of their families;

• medical workers - specialists and professionals of health care institutions of state and communal ownership;

• teaching staff of educational institutions of state and communal ownership;

• scientific and scientific-pedagogical employees of educational institutions and scientific institutions of state or communal ownership.

Literally yesterday, the Cabinet of Ministers of Ukraine passed a decision allowing all Ukrainians who do not have their own home to apply for preferential mortgage loans under the YeOsel program, thereby expanding the YeOsel program. Now, starting in August, the following will be able to apply for the program:

• war veterans and their family members; participants in hostilities, persons with disabilities as a result of the war, families of deceased (deceased) war veterans, as well as families of deceased (deceased) defenders of Ukraine;

• internally displaced persons;

• other citizens of Ukraine who do not have their own residential real estate or whose property is less than 52.5 square meters. meters for a family of one person (single person) and an additional 21 square meters. meter - for each subsequent family member.

The following conditions will apply to these categories of citizens:

• fixed annual rate in hryvnia - 7%;

• first installment - from 20%;

• credit term - up to 20 years;

• you can buy an apartment in a building that is under construction or no older than three years at the time of signing the contract.