Got into an accident. She called the police. Everything was arranged according to the law ...?

Solved #car#Sumy#compensation#the culprit#the company
Anastasiia Novikova
Anastasiia Novikova
10.05.2023 20:44 • Question

(compiled protocol). The culprit of the accident is a military guy. He officially admitted his guilt. The culprit's insurance company offers an amount of compensation that will cover approximately 50% of the cost of repairing the car. In the workshops, completely different amounts are called. An insurance expert examined the car. Is it possible to somehow influence the insurance company or maybe there are other options to restore the car without investing your own funds?

1 Answers

Yaroslav Sikorsky

Yaroslav Sikorsky

Answer provided 17.05.2023 23:41

Yes, there is such a possibility.

According to Art. 1194 of the Civil Code of Ukraine, a person who has insured his civil liability, in the event that the insurance payment (insurance indemnity) is insufficient to fully compensate for the damage caused by him is obliged to pay the victim the difference between the actual amount of damage and the insurance payment (insurance indemnity).

That is, the difference between the actual cost of repairs and insurance compensation must be paid by the person guilty of the accident.

The answer is informational and does not replace a full legal consultation. For a detailed analysis of your situation, contact a lawyer directly.

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