...which was issued without my presence and my private bank card was frozen, tell me what I should do, they said that now, according to the law, they do not have the right to collect the debt?
Answer provided 20.09.2023 08:15
In accordance with the Law of Ukraine "On Amendments to the Tax Code of Ukraine and other legislative acts of Ukraine regarding the application of norms for the period of martial law" some relaxations in terms of credit obligations are provided for, namely:
During martial law, creditors are not responsible for late payment of loans.
The bank cannot charge any penalty or fine. Any penalties, fines, etc. charged by the bank for late payment of the loan, starting from February 24, 2022, the bank must write off.
In case of late payment of the loan, the interest rate does not increase.
Such changes are effective during the entire period of martial law and within 30 days after its end.
The answer is informational and does not replace a full legal consultation. For a detailed analysis of your situation, contact a lawyer directly.