#This

I have a bank consumer loan. I live in Kherson, during the occupation I did not...

...had work, income, had no opportunity to repay the loan and interest. The bank announced a "credit holiday". During the occupation, there was no communication, no internet. After de-occupation, re-establishment of communication, it turned out that the credit debt had increased, fines were charged. Currently, Kherson is the territory of active hostilities. The bank branch did not open in the city. Did they have the right to charge me fines? Are there legal grounds to demand the cancellation of sanctions, some kind of debt restructuring? What can you advise?

Enforcement proceedings were opened against me regarding a debt that has been for a year ...?

...like it doesn't exist. The absence of debt is confirmed by a certificate from the debt collector's company. How can I close the VP if I am sick (spine fracture) and unable to personally come to the executive service department?

How should I act in this case and is it legal to charge rent ...?

... paid to a soldier who is on the front line? I am a serviceman who volunteered to fight since the beginning of the full-scale invasion and am currently in one of the hottest spots. Before the war, I had a contract with the State Property Fund of Ukraine for the lease of a state-owned facility. During the martial law, the rent was canceled. Now, since May, I have been billed for rent again. I have no opportunity to fight and pay rent for an object that is not being used.

Do banks have the right to charge interest on loans to military personnel?

Can interest be charged on a loan during martial law?